IELTS Examiner / Practice Prompt Bank — GT & Academic / Task 1 Letter
IELTS GT Task 1 Letter: Recommendation — Money & banking
Original practice prompt written in exam style — not a real exam question, and not a prediction.
A friend has received a small inheritance and asked whether to pay off a loan or invest the money. Write a letter to your friend. In your letter: • recommend one option and explain your reasoning • compare the interest on the loan with likely investment returns • suggest they also keep a small emergency fund
Examiner focus: Money advice with the arithmetic shown and risk stated, not hidden.
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Write your answer to this prompt, then see exactly where it sits — four criterion bands, the #1 issue capping your score, and a model rewrite. Your first grading is free.