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IELTS Examiner / Practice Prompt Bank — GT & Academic / Task 2 Essay

IELTS GT Task 2 Essay: Problem Solution — Money & banking

Original practice prompt written in exam style — not a real exam question, and not a prediction.

Many people today are in serious debt because credit is easy to obtain. Why do people get into debt, and what can be done to prevent problem debt?

Examiner focus: Separate necessary borrowing from marketing-driven borrowing; regulation and education target different parts.

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Write your answer to this prompt, then see exactly where it sits — four criterion bands, the #1 issue capping your score, and a model rewrite. Your first grading is free.

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IELTS GT Task 2 Essay: Problem Solution — Money & banking Practice Prompt